305 towbar

[Donaldiesel]

Suffered a rear end shunt last week and need a new Peugeot towbar and rear bumper for 1988 305 estate. Local Peugeot dealer says these parts are no longer available. Any one able to help with old stock please?

Thanks,

Donaldiesel

[christi]

305 van ones are the same by the way, though I don't suppose it helps much

legally the other guys insurance company has to restore you to how things were before. They can either
1. fix your car
2. supply you with a replacement that is as good a spec and condition as yours

they cannot simply give you a few hundred quid "fair market value" and walk away unless you let them get away with that, so don't

[Donaldiesel]

Hi Christi,

Thanks for that. The other guy wants to pay privately as he has a very high excess. I assumed this was also advantageous to me as the insurance company would want to write the car off. I like my retro Pug and hope it can be repaired, although the local body shop I have seen seemed reluctant to take it on.

The OEM Peugeot towbar is a good design as the curved tubular arms splayed out and absorbed much of the energy of the impact. It is now about 4" shorter. I think it would have been much worse with a straight beam type towbar. As it is, I need to see an osteopath about a stiff neck & shoulder.

C'mon Pug fans! There must be someone out there with old stock parts gathering dust :-)

Regards,
Donaldiesel

[Piston Broke]

That ruling has been challenged in court recently, and the insurers have won. If the car is so rare as to be difficult to replace, they are no longer obliged to rebuild the old one come what may but can buy you out of it instead. Unless you have pre-agreed a value upon which the policy is based, market value is all you'll get.

I'd take the nice mans cash offer myself.

[christi]

If you have a pre agreed value that is an agreement between you and your own insurance company. If someone crashes into you then you are claiming off of their insurance and so you have no pre agreement.

Was this court case someone claiming off of their own insurance or off of someone elses? because it does make a difference.

Recently my wife reversed her car into a parked car. There was no damage to her car and to my surprise her excess did not apply to the claim from the owner of the parked car. The insurance company are paying for the parked car to be repaired in full and she doesn't have to pay anything, in other words the excess only applies to the cost of repairs to your own car (at least with her insurance company anyway). Obviously her premium will go up next year though...

Lastly even if you are only offered "market value" you have a right to the market value of a car in similar condition not a dented rust bucket. I know one guy who could not come to an agreement of the value of his written off car. In the end he found a nice replacement himself and told the insurance company to pay for it. They did.

[Donaldiesel]

Thanks Christi. OK, in that case, and if no towbar forthcoming, anybody want to sell a nice 305 diesel estate with towbar? (Not a dented rust bucket).

What is 'market value' for a good 'un anyway? Just don't see them on the market these days.

Regards,
Donaldiesel